Home | Login | Register | FAQ | Contact Us | Consumer Rights

TERMS OF USE

Effective: January 1, 2008 PLEASE READ THIS DOCUMENT CAREFULLY. IT CONTAINS IMPORTANT INFORMATION ABOUT YOUR RIGHTS AND OBLIGATIONS. IT ALSO CONTAINS A DISPUTE RESOLUTION CLAUSE. Agreement to Terms

By using the Websites, you agree to this Agreement and the InfoPay Tenant Detective Privacy Policy, which is incorporated into this Agreement by reference. Each time you use a Website, you reaffirm your acceptance of the then-current Terms of Use. If you do not wish to be bound by this Agreement, you may discontinue using the Websites. You cannot purchase any services on the Websites until you have accepted the terms of this Agreement.

InfoPay Tenant Detective may change the terms of this Agreement at any time, in its sole discretion, and without notice to you. The modified Terms of Use will be effective immediately upon posting and you agree to the new posted Terms of Use by continuing your use of the Websites. You are responsible for staying informed of any changes. If you do not agree with the modified Terms of Use, your only remedy is to discontinue using the Websites.

Terms of Purchase

After you make a purchase on a Website, you will gain access to our Member's area, a one stop source for all your information needs. The Member's area combines the power of over 30 different searches, tools, and resources to help you in your investigation process. Our Member's area is conveniently divided into two types of searches, Direct and Unlimited (as more fully described below). Your "Report and Membership Access" fee will grant you access to our Member's area and also it will be your Direct search balance. You can use these funds to execute various Direct searches. Please note that your credit card or your Paypal account is not charged each time you conduct Direct searches. The cost per each Direct search will be deducted from your Direct search balance. Should you run out of funds, you may purchase additional searches in our Member's area. After the expenditure of your funds, your subsequent use of the InfoPay Tenant Detective's products and services will be subject to InfoPay Tenant Detective's then-current rates. You can also purchase an "Unlimited Search Pass" for an additional fee which will grant you access to our "Unlimited" section of the Member's area. Searches included with the Unlimited Search Pass will vary depending on the Website on which you originally signed up.

Direct searches may include: Bankruptcy Records search, Birth Records search, Business Records search, Comprehensive Background search, Court Records Search, Criminal Records search, Death Index search, Email search, Federal Records search, Legal/Civil Judgments search, Marriage/Divorce search, People Search, Person Report, Property Records, Relatives search, Reverse Cell Phone search, Reverse Landline Phone search, Reverse IP search, Sex Offender Search, SSN Validation search, SSN Records search, Vessel/Watercraft Records search, and Warrant search.

Unlimited reports may include: Address history, age, date of birth, marital status, phone number(s), possible relatives and associates, property records, business searches, neighborhood checks, reverse IP search, people searches by name, phone and address.

You agree and acknowledge that except as otherwise indicated, you will be charged for any Direct search, regardless of whether your search yields any reports or records, and regardless of whether any such report or record contains incorrect information or no information at all.

Data on the Websites

The Websites allow you to conduct searches of various public records, as described above. Any data presented as a result of these searches (the "Data") is derived from records that are not in the control of InfoPay Tenant Detective and may not always be accurate or complete. Please see the Warranties section below for more information. If you have questions about any Data, or wish to dispute the accuracy of any Data, you should contact the official record keeper.

Your Account

Only individuals who are United States residents who are eighteen (18) years of age or older may create an account and conduct searches on the Websites. Accounts are for individual use and you are strictly prohibited from allowing third parties to use your account. You are entirely responsible for maintaining the confidentiality of your account and you agree to indemnify and hold harmless InfoPay Tenant Detective for losses incurred by InfoPay Tenant Detective or another party due to any use of your account by a third party. You agree to notify InfoPay Tenant Detective immediately if you become aware or suspect that any third party is using your account.

Use of Data

By conducting any searches on the Websites, you represent and warrant that you will only use the Websites and Data for a lawful purpose. Examples of lawful purposes include, but are not limited to: (a) fraud prevention; (b) asset verification; (c) location of criminals, witnesses, beneficiaries, or heirs; (d) research for debt collection activities; (e) child support enforcement; and (f) compliance with federal, state, or local laws or regulations. You may not use the Websites or Data for any unlawful purpose. Examples of unlawful purposes include, but are not limited to: (a) stalking or harassing any individual; (b) requesting information under false pretenses; and (c) using Data for any other purpose prohibited by law ("Unlawful Purposes"). Furthermore, you agree not to access, reproduce, duplicate, sell, resell, transfer, or exploit the Data for any commercial purposes. NOTE: InfoPay Tenant Detective is not a consumer reporting agency as defined under the Fair Credit Reporting Act ("FCRA"), and the information in our databases has not been collected in whole or in part for the purpose of furnishing consumer reports, as defined in the FCRA. You may not use the Websites or Data to: (a) establish an individual's legibility for personal credit or insurance; (b) assess risks associated with existing consumer credit obligations; or (c) evaluate an individual for employment, promotion, reassignment or retention (including employment of household workers such a nannies, housekeepers, or contractors) or in conjunction with assessing the merits of entering into any other personal business transaction with another individual ("Unauthorized Purposes").